Were you were born in the years 1947 to 1951? If you have not retired yet, you should pay particular attention to four changes to the Canada Pension Plan (CPP).

The changes became law on December 15, 2009. Most take effect in 2012. Some workers born in the 1947-1951 years might wish to start drawing CPP retirement benefits before 2012 to have the old rules apply. Most may prefer the new rules.

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